Parent PLUS Denial and Additional Unsubsidized Federal Direct Loan Eligibility

Dependent, Undergraduate students whose parents apply for and are denied the Parent PLUS loan, are eligible to borrow additional Federal Direct Loan (Unsubsidized). The maximum amount of additional Unsubsidized loan a student can borrow is determined by their academic standing.


$4,000 - Freshman, Sophomore

$5,000 - Junior, Senior


Federal regulations require that parents apply and be denied for PLUS every year their student wishes to qualify for additional Unsubsidized loan. A federal PIN will be required for the parent that is appling for the PLUS loan.









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