Direct Student Loan Eligibility

The Federal Direct Loan is available to any student who meets the following eligibility requirements:


  • Student is a US citizen or permanent resident.
  • Student is enrolled in an Undergraduate or Graduate degree program for a least 6 credits.
  • Student has completed a FAFSA.
  • Student maintains Satisfactory Academic Progress requirements.
  • Student's prior borrowing has not exceeded annual or lifetime aggregate loan limits.
  • The Federal Direct Loan does not require a credit check.
  • A great resource is this publication from the federal governement - Your Federal Student Loans