Federal Direct Loans Entrance Counseling

Entrance Counseling, which provides a summary of borrower’s rights and responsibilities, is required of all Stafford Loan borrowers.


You must complete entrance counseling the first time you borrow a Federal Direct Loan at SUNY Cobleskill.


The Entrance Counseling session is a brief on-line question and answer session completed through the Federal Direct Loan website. You will need you Federal PIN in order to complete the Entrance Counseling.


The federal government has created new restrictions for any student that is a first time borrower as of July 1, 2013.  The restrictions are for those students that are eligible for the Federal Direct Subsidized Loans.  a student will only be eligible for the subsidized portion of the loans as long as they are within the 150% limit of a degree.  In general that would mean a student in an Associate Degree (2 year degree) would have 3 years to complete the degree and a student in a Bachelor Degree (4 year degree) would have 6 years to complete the degree.  For more information please read the supplement to the Entrance Counseling you worked online.


Entrance Counseling Supplement   word | pdf


Here is a downloadable version of the Federal Entrance Counseling Guide.  Please note this does not take the place of actually completing the Entrance Counseling on the studentloans.gov website. 


Students who typically need to complete Entrance Counseling include:




Need to complete your Federal Direct Loan Entrance Counseling?

Visit: Federal Direct Loans

After completing your Entrance Counseling please fill out your Master Promissory note at the same website. www.studentloans.gov

Federal Direct Loans 

Loan Limit
Loan Entrance Counseling
Loan Exit Counseling
Additional Loans

Contact Us:
SUNY Cobleskill Student
Financial Services
118B Knapp Hall
Cobleskill, NY 12043

Office Hours:
Mon-Fri 8:00 to 4:15

Financial Aid:
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