Repaying Your Student Loans

Exit Counseling

Understanding the student loan repayment process is a crucial part of borrowing.

All students are required to complete Exit Counseling when they withdraw, graduate, drop below half-time attendance, or transfer to another school. Exit Counseling covers many important loan topics and will answer the most commonly asked questions about the repayment process.


Loan Exit Counseling topics include:


  • A summary of the types of federal loans
  • Entering Repayment
  • Repayment Plans
  • Repayment Incentives
  • Deferments and Forbearance
  • Loan Consolidation
  • Loan Forgiveness
  • Borrower's Rights and Responsibilities

Exit Counseling can be completed online at You will need your FAFSA pin number to sign in.


Complete Counseling Link


Additional Resources


Loan Repayment Calculator >




Click the button below to access the Exit Counseling Guide for Federal Student Loan Borrowers:

EXIT Counseling Guide for Federal Student Loan Borrowers



To access a listing of your outstanding federal loans and Pell Grant history, please visit the National Student Loan Data System at


Loan Summary


For more comprehensive information about managing your student loans please visit the Federal Student Aid website.

  • Financial Aid
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  • Cobleskill, NY 12043
  • 800-295-8988
  • 518-255-5623
  • 518-255-5844 Fax

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  • 8 am - 4:15 pm

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